Skye Global

Our Skye Global Account is an all-in-one account that is perfect for Nigerians living abroad, wishing to maintain investments and savings in Nigeria.. It has the features of savings and current account as well as optional facilities for deposit placement. With this account, you will enjoy the peace of mind that comes from knowing you no longer have to worry about the safety of your financial transactions in Nigeria.

It differs from a Regular Domiciliary Account in that it is targeted towards transactions and investments exclusively within Nigeria, while customers can monitor their account activities and issue instructions from anywhere in the world.

As a Skye Global account holder, an account manager will be assigned to you to handle all transactions on your account and resolve any queries that you may have.
 

 

 
 

Features of Skye Global

  • Creation of 2 accounts (A Naira account and a foreign currency denominated account)
  • A minimum opening deposit of N50, 000.00 in the Naira account or its equivalent in the foreign currency account is required to enjoy the benefits of a Skye Global Account.
  • Interest is payable on the Naira account only, and shall be at the bank's prevailing savings rate
  • 24-hour access to our online real-time platform for viewing of account balances and issuance of instructions for transaction processing.
  • Easy funding of accounts by cash, cheque or wire transfer.
  • Fund conversion into the Naira account will be carried out at the prevailing money market rate.
  • Enables flexible withdrawal/usage of funds within Nigeria only as customer desires.

Benefits of Skye Global to Prospects

  • No monthly maintentenance fee or COT
  • Competitive interest rates.
  • Funds are safe, sound and secure
  • Personalised services such as funds delivery to designate recipient is available to customers with minimum balance of N100, 000.00
  • Account combines both savings and current account features.
  • Easy access to other Skye Bank products and services such as, share acquisition, mortgages, financial advisory, funds management, project supervision etc.
  • Customers can monitor all their transactions from their country of residence and issue instructions securely and remotely via our Internet Banking and Bankmail Platforms.

Account Operation on Skye Global

Once the account is opened, it will be created on our Internet Banking platform to enable account details to be viewed. The Internet banking platform will have a messaging service (Bankmail) that would allow the customer to send and receive messages within the bank’s secured online banking environment.

A password shall be put in place for each customer to serve as a check on third parties gaining access to the online messaging platform.

The messaging services could be used to make general account or other enquiries, or request transaction services from the bank.
Any instruction to the bank through the messaging services shall be obliged and treated as appropriate in accordance with the mandate on the customers account

Third Party Payments

  • Customer sends instruction through Bankmail platform. This must be communicated to the beneficiary by the customer, and presented by the beneficiary to the bank official.
  • The instruction will include the following: Name of beneficiary, Amount, beneficiary’s ID type, beneficiary’s contact number.
  • Beneficiary goes to the Skye bank branch specified and presents his/her ID card and Keyword.
  • Information supplied by beneficiary is verified and once found correct he/she is paid according to customer’s instruction.

Direct Account Operation

The account can also be operated in person via ATM Card and Chequebook, whenever the customer visits Nigeria. These will be issued only at the customers’ request, through his/her bankmail. Issuance of chequebooks will require presentation of two suitable references from qualified Nigerian referees.

The customer shall also be at liberty to operate the account through a duly signed written instruction.

Charges on Skye Global

While no COT or maintenance fees are charged on the account, minimum charges exist for some transactions:

  • InterBank transfers: N2000 plus .01% of the amount being transferred
  • ATM cards are issued at no cost, however a nominal monthly ATM card fee of N100 applies.
  • Foreign currency Payouts/withdrawals: 1% of the amount being withdrawn
  • Draft issuance: N367.50 per draft issued
  • Naira withdrawals/payouts, transfers to other Skye Bank accounts are at no charge
  • Fund conversion from foreign currency to Naira at the prevailing money market rate is fre.

How to open The Skye Global Account

Follow these two steps;

  • Download the account opening form
  • Take the completed form, other required documents (and the originals for verification purposes) to any Skye Bank agent.

Where there is no agent in your city, kindly get the required documents notarized by a Notary Public and mail to any of our agents or directly to:
 
Skye Global Desk
Skye Bank Plc (Head Office Annex)
708/709 Adeola Hopewell Street
Victoria Island
Lagos.
 
You can also submit the account opening package at any Skye Bank branch in Nigeria.
 
For More Enquires Please Contact: global@skyebankng.com or +234 1 8793866 during office hours, 8am to  6.00 pm.
 
View our Frequently asked question page for further help. We strongly recommend that customers read through this section for detailed information on the Skye Global Account opening process and operation.
 
In need of a Skye Global Agent? Please view Skye Bank Global contact page.